Manage Business Debt —
with Confidence.
We assist small and medium-sized business owners across the USA who are having difficulty managing Merchant Cash Advance payments.
Our goal is to help your business settle its debts quickly while keeping you moving in the right direction.
Our Approach
Our process is simple, quick & reliable
Every business faces unique challenges when dealing with merchant cash advances, which is why our solutions are tailored to fit each company’s specific situation. Our program is built around a complete debt relief approach, carefully developed, negotiated, and finalized by our team.
Super Rapid Assistance
Adjustable Payment Plans
Strong Team
Industries
No matter what type of business you run, we’re here to help protect your company.
Debt Relief Solutions for Truckers
Providing debt settlement options for truckers dealing with slow or delayed invoice payments. Keep your business moving and stay on the road.
How It Works
You don’t have to tackle business debt on your own
It’s achievable — quickly and securely.
01
Consultation
02
Action
03
Succcess
Testimonials
Stories from real business owners
“As our company’s debt continued to rise, it started putting pressure on the way we operated. Covering payroll became increasingly difficult, and they helped us find the financial breathing room we needed.”
“We had reached a point where paying our vendors was no longer possible, and it became clear that we needed a real solution. 1888 Refi delivered fast relief, giving us the opportunity to refocus on growing the business.”
“1 888 Refi had a meaningful impact on our company. Their honest guidance and clear understanding of the challenges business owners deal with made it much easier for us to address our situation.”
Speak with an Expert
Get the guidance your business needs. Contact us today to discuss your situation and learn how we may be able to help.
- Free, no obligation consultation
- One dedicated point of contact
- Multi-lingual support
FAQ
Frequently Asked Questions
Merchant Cash Advance debt relief is the process of renegotiating the terms of your existing advances to dramatically lower your weekly or daily payments. We work directly with your MCA funders on your behalf — analyzing your contracts, identifying leverage points, and structuring a settlement or modified payment plan that aligns with your business’s actual cash flow. Most clients see their payments cut by 40–70% within the first 30 days of enrollment.
Stacking another advance on top of existing debt only makes the problem worse — you take on more obligations, higher fees, and tighter repayment schedules just to service what you already owe. Debt relief works in the opposite direction: instead of adding new debt, we reduce or restructure the debt you currently have. You finish the program with fewer obligations, not more.
Yes. We regularly help business owners who have already defaulted, are facing UCC filings, or have had bank accounts frozen by a funder. In many cases, those situations actually give us additional leverage in the negotiation. The earlier you reach out, the more options remain available — but it is rarely too late to find a path forward.
Most clients are fully debt-free within 6 to 18 months, depending on the size of the debt and the number of funders involved. Cash flow relief is usually felt within the first few weeks, since your reduced payment schedule typically begins right away. You’ll receive a realistic timeline tailored to your situation during your free consultation.
Keeping your business operating is the entire point of the program. Every plan is designed around your business staying profitable while we resolve the debt — that means lower payments, protected payroll, and continued vendor relationships. Shutting down is exactly the outcome we are trying to help you avoid.
Your initial consultation is completely free, with no obligation to enroll. If we believe we can help, your specialist will walk you through the full program structure and fees during that call — so you can make a fully informed decision before committing to anything.